22 Apr Elective: Score! Credit Matters (04/22) Virtual Elective: Score! Credit Matters (04/22) Virtual Tuesday, April 22, 2025 (9:00 AM to 1:00 PM) 4.0 Education Credits Live Online - Zoom Continuing-Education, Financing/Mortgages, Jim Garrison, Residential CE, Virtual via Zoom, WHCP, Workforce-Housing-Certificate-Program(WHCP) Elective: Score! Credit Matters | 04/22/2025 | Virtual via Zoom Details You're Registered! DescriptionLocationInstructorsCancellation Policy Elective: Score! Credit Matters- Virtual via Zoom 04/22/2025, 9:00 AM - 1:00 PM CREDIT HOURS: 4 hours (NC Elective) *As of July 1, 2024, if you're a non-resident with a real estate license in South Carolina, you now need to take CE courses that are specifically approved by South Carolina, rather than using CE courses from your home state to satisfy SC requirements. These courses need to be offered by SC-approved providers and meet the standards set by the South Carolina Real Estate Commission. TUITION FEE(S): $50 (members); $65 (nonmembers) COURSE DESCRIPTION: This course will provide the student with a working knowledge of credit laws, credit reporting and credit scoring. Students will learn tools and techniques that empower home buyers to manage their credit profile. Thus, increasing the chances for loan approvals with more favorable financing terms. Here is a breakdown of the learning objectives for this course: - All the Fuss About Credit - Credit Scoring Insights - The Anatomy of a FICO Score - Influencing Credit Scores To learn more about this course, click here to play video! This class is being offered online live-stream through Zoom. Please review our Synchronous (live-stream) Class Technology requirements. Zoom link will be emailed one day prior to class. COURSE MATERIALS: Student Manual will be provided via Canopy Campus prior to start of course. NOTE: Hardcopies of student materials may be available upon request by emailing canopyreinstitute@canopyrealtors.com. Shipping and handling charges will apply if request is for delivery. Arrangements must be made for request by pickup at our office. Canopy Real Estate Institute is located at 1120 Pearl Park Way, Charlotte, NC 28204 and open Monday through Friday, 8:30am to 4pm, excluding holidays. ATTENDANCE REQUIREMENT: You are required to attend 90% of this class. Students cannot make up missed time due to lateness or absences. Students should ensure they can attend the required classroom hours before registering for a class. COMPLETION & PARTICIPATION REQUIREMENT: You will not receive credit for class time and participation if you fail to adhere to the policies outlined in our Policies and Procedures Disclosure. COURSE CANCELLATION & RESCHEDULING: Canopy Real Estate Institute reserves the right to cancel or reschedule courses that have not yet begun as needed. Our minimum enrollment requirement is ten (10) students. Students enrolled in a rescheduled or cancelled course that has not yet begun will be given a minimum of 24-hour notice of the cancellation or new course schedule. Students will have the option to reschedule to another course or receive a full tuition refund, if applicable. Students who cannot attend the rescheduled course date(s) have the option to be counted as absent, reschedule to another course, or receive a full tuition refund. Canopy Real Estate Institute DOES NOT provide refunds for continuing education courses. You may withdraw from a course by giving written notice to the school prior to day of course. In such event, you will be rescheduled to a future course or registration placed on "hold" status. Courses due to transfers, rescheduling or registration "holds" must be completed on or before June 10 of the same license period and CANNOT be applied to another license period. Have questions? Need help registering? Call our office at 704-372-2984 or email canopyreinstitute@canopyrealtors.com. Live Online - Zoom Live Online - Zoom Jim Garrison COURSE CANCELLATION & RESCHEDULINGIf you need to cancel or transfer your registration, please contact Canopy Real Estate Institute at (704) 372-2984 or email canopyreinstitute@canopyrealtors.com. Canopy Real Estate Institute reserves the right to cancel or reschedule courses that have not yet begun as needed. Our minimum enrollment requirement is ten (10) students. Students enrolled in a rescheduled or cancelled course that has not yet begun will be given a minimum of 24-hour notice of the cancellation or new course schedule. Students will have the option to reschedule to another course or receive a full tuition refund, if applicable.If an instructor's connectivity fails during a virtual/live-stream course and instruction cannot take place as scheduled, Canopy Real Estate Institute will reschedule the missed date(s) as needed. Students who cannot attend the rescheduled course date(s) have the option to be counted as absent, reschedule to another course, or receive a full tuition refund.